Mobile banking has transformed the banking universe radically by bringing the bank to your pocket. With a much-needed convenience of banking-on-the-go it offers helpful services such as 24*7 banking facilities, online money transfers, balancing inquiries, online bill payment, SMS alerts, etc to the customers.
Today most players, including leading new age banks like IDFC FIRST Bank have personalised mobile phone apps for financial transactions. With these apps, you do not need to carry your laptop or desktop. You also do not need to visit the bank to avail of any banking tasks. Download and install a mobile banking app on your smartphone and perform all banking tasks efficiently.
Banking apps offer many features and services that make your banking experience easier. Most banking apps allow customers to check their balances, transfer funds and make regional language choices. Besides, some apps also offer additional features such as fingerprint login and notifications to prevent any unusual activity.
Here are some other valuable services you can avail of with IDFC FIRST Bank’s mobile banking app.
You can make instant payments
Gone are those days when you had to go to an office to pay your utility bills. Today, a banking app can manage your finances and make bill payments within just a few clicks. Also, with most banking apps, you can easily set up account alerts to always know when a bill is due. Moreover, you can schedule automatic payments to ensure your bills are paid on time.
You can conduct safe online banking with strong payment systems
With a banking app, you also get a powerful payment system that you can use to send and receive money, make online purchases, and more. Depending on the app, you can access payment systems like IMPS, NFC Technology, BHIM-UPI, QR Payment, RTGS or NEFT, etc.
You are provided with different customer service options
In the past, customers would have to wait on hold for long periods or go through a complex phone menu to reach a customer service representative. With a banking app, customers can open the app and start a live chat or phone call with a representative.
You can check your account summary
After you log in to your mobile banking app, you can view a detailed account summary. It includes checking your available account balance, downloading e-statements and e-passbooks, viewing your transaction history, and viewing loan and card statements. With this information at your fingertips, you can better manage your finances on the go.
You get a 24*7 mobile banking service
A banking app can conduct transactions, review account balances, and transfer funds anytime, anywhere. This 24/7 accessibility is one of the main advantages of mobile banking. Whether at home or office, a banking app helps you instantly check your finances.
With mobile banking apps, you no longer must visit a bank physically to avail of their services. From checking your passbook to transferring funds in seconds, you can now perform banking tasks with a few taps on your phone. All you need to do is choose a safe mobile banking app like IDFC FIRST Bank’s digital banking app and download the same for your iOS or Android mobile device.