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Things to Do Before Quitting Your Day Job

You’ve had enough of your dead-end job. After years or working yourself to the core, you have nothing much to show for it. Of course, it has helped you to pay the bills, but you’re ready for more. So, you’ve decided to take a leap of faith and quit to pursue your dream. Maybe you want to work for another company or you’ve decided to become an entrepreneur, but what you do know is that two-week notice is ready to be handed in.

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It’s unfortunate that so many people are dissatisfied with their careers these days. When you spend a better part of your day working, it should most certainly be something that brings you joy. If you’ve decided this is it and you want to move on, however, it’s not ideal to do so haphazardly. You could end up suffering both professionally and financially. So, before handing in that notice to your boss, make sure you’ve handled the following:

Pay Down Your Debts

When your financial and professional future is uncertain, leaving your day job with a bunch of debt hanging on isn’t wise. While you don’t have to wait until you’re completely debt-free to move on, you do want to make sure your debts are manageable. So, start looking at your credit report and paying those debts off. You can turn to sources like  https://www.maxlend.com/badcredit.aspx to help you get them paid off faster.

Build Up Your Savings

Again, you have no idea what the future holds. You could get to your new job and be fired the next week, or launch your startup and suffer the first few months. How will you get by financially? That’s why it’s a good idea to build up your savings before quitting your day job. Make sure that you have at least 3-6 month’s worth of expenses in an account to dip into should you need it.

Make a Plan

The absolute worse thing you could do is not have a plan and quit your stable job. Yes, you want to get out of there, but if you have no idea what you’re going towards, it can be disastrous. Really think about what it is you want to do. If you want to switch careers, figure out how to do that the easiest. If you want to start a business, consider starting on the side and then leaving your day job once you’ve gotten the hang of things.

Talk to Loved Ones

If you’re in a relationship, have children, or are financially responsible for caring for a loved one, this change is going to change their lives as well. While you don’t necessarily need their approval, it is ideal that you let them know what you’re planning so they too can make adjustments if necessary.

Sometimes the signs that you need to make a career change are right in front of you. You try hard to keep pressing on because you have bills to pay and people relying on you. However, at some point, you have to go for what makes you happy. If you’re going to take the plunge and leave your regular job behind, just make sure you’ve done the leg work to safeguard yourself and your loved ones first.