Business Contents Insurance | Invicta Business Kent

We have already seen people operating their start-ups or small businesses from home. We have also seen big businesses allowing their employees to work from home. As the future of all the businesses continues to change, issues like security and risks are increasing at a rapid pace. There is a huge requirement for businesses to protect their assets and reduce their risks and exposure to dangers that are not in their control. Things like work from home home and contents insurance 

changes the way business was conducted and paves the way for protecting the goods that are needed to run the business. Be it a laptop, tablet, smartphone, office desk, printers, routers, or more specialist technology like photography or music equipment they all need protection for the business to run smoothly and successfully. Here is a list of reasons why you need to have contents insurance for your business.

  • Threat of theft

A big threat that constantly hits businesses especially small businesses is burglary. According to a study, every one in four small businesses has been a victim of robbery or theft in the last three years. And running your business under this threat is hugely stressful. Thanks to contents insurance that gives you the peace of mind and helps you concentrate on your business.

  • Extreme weather

Another threat that looms around businesses is extreme weather. Your business is likely to be flooded or destroyed by fire. We live in an environment that is constantly changing and is very fierce at times. We have to deal with bush fires, volcanic eruptions, floods, etc. The worst part is that these are not in our control. The only thing we can do is have contents insurance and provide some sort of security.

  • Your business cannot afford downtime

 Whenever there is theft, fire or a flood there is a lot of 

costs that are incurred in replacing your assets. But there is also a lot of time that is lost while doing this. This results in a loss of revenue for your business. And the loss of revenue puts you at a big disadvantage in this competitive era. Contents insurance ensures that everything is sorted out quickly and you can get back up and running in no time. This also helps in keeping your revenue loss to a minimal level.

  • Stock losses

If you are into retailing, manufacturing, hospitality, or e-commerce business, you generally have a good amount of stock lying with you all the time. Any loss or damage to the stock lying on your premises can be disastrous. It can make your customers or clients unhappy or worst it can close down your business. Getting adequate insurance of the stock as a part of your contents policy can bring peace of mind to you and ensure the smooth functioning of your business besides making your customers happy.